Social Security Benefits and You
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by: albert.tobega
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Which social security benefits are you eligible for? The regulations can be labyrinthine, and trying to puzzle them out can be an exercise in frustration. To work out which disability benefits you may be able to receive, and to find out whether you will be able to earn an income while receiving disability, read on.
Is it possible to get partial disability through SSA?
No, Social Security does not offer disability benefits to people with partial or short term disabilities. Only people whose disability is considered complete and is expected to last more than one year are eligible for social security benefits. (Note that as long as your highest possible income is below an SSA determined level, you may work while collecting disability benefits.)
I cannot work as long as before or at the same skill level, so although I still have a job, my income has dropped. Is it still possible for me to file for social security benefits?
Yes, you can file for disability benefits if you are making less than a certain amount per month, averaged over a full year. The amount changes annually, so check the official Social Security web site or booklets to find out what the current limit is.
However, be aware that your earnings in your current job are not the only earnings the state agency will take into account. If you could make more money by switching to another job, you will be ineligible for disability benefits. The state agency will consider your training, experience, age, and medical condition when deciding whether you are able to do other work, so you will not be pushed into doing work for which you are untrained or which strains your physical capacity.
My doctors say there is no treatment that can help me, so why do I have to keep going to doctors?
When you first file for social security benefits, the state agency that manages your case will need a complete evaluation of your health, a process that may require repeated doctors visits. Your regular doctors may not be able to perform necessary tests or have equipment that is necessary to evaluate you, so you may need to visit another doctor to complete the evaluation. The state agency may help you to find the specialist you need.
Once you are determined to be disabled, you will need regular examinations to determine the progress of your medical condition. Because not all disabling medical conditions are permanent, your health may improve enough for you to work even without active medical care.
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